Commercial Merchant Services gives the small business owner access to a visa machine the ability to accept credit cards from the customer without the hassle or cost of a long term contract,equipment fees or costly PCI compliance fees like other merchant services providers. This also includes wireless credit card processing as well as our Payment Jack device that works with all cell phones, mobile devices and ipads or any other tablet. Our merchant account program is simple and straight forward we provide you a free terminal and pin pad if needed. Our rate is .058% for swipe and 1.86% for non swipe. Our agreement is month to month with no set up fee!If you have any questions please feel free to call 1-866-223-0190. It is always best to compare merchant accounts.So if you want:
-Free Equipment -No contract -No 1st year PCI fee -No Termination fee
Give us a call I will even give you $100 to try us out no questions asked!
Don’t forget to check our online credit card processing rates…
To get started today call 1-866-223-0190
The Best Credit Card Processing For Small Business Owners
Are you looking to accept credit cards from your customers? Is building your company’s sales volume essential to you? In this article, I’m going to share with you how to determine which merchant for credit card processing would be best for your small business.
Let’s face it, there’s no lack of merchant suppliers both online and offline providing a whole set of amazing tools for simple credit card processing such as virtual terminals, mobile credit card readers, credit card equipment and so on.
The bottom line when it comes to credit card processing: more attention should be paid to fees rather than the bells and whistles.
Instead, in today’s fast-paced world, more attention is paid to speed and easy setup when it comes to accepting credit cards as a small business. However, the important thing to realize is that going with “fast and easy” is not always the best and most cost effective.
Simplicity is expensive, so before you decide to use a turnkey payment processing company and pay costs from 2.9% +.30 per transaction, take some time and research ways to receive much lower fees for credit card processing.
The fact is that if you are a small business and you wish to get cash from clients by means of credit cards, then you need a merchant account. A merchant account is what you utilize to accept credit cards, get cash and make money as a business.
Typical merchant account companies can charge up to 5% of everything a company earns with prices consisting of merchant processing costs, gateway fees, interchange costs, Visa, MasterCard, American Express charges, statement fees and so on.
In time these expenses could add up to a great deal of money; that’s money your business is not taking in. Every penny being paid is cash your business is not making.
What if you could reduce your existing credit card processing fees 25%—50%?
Our rates go from.58% to 1.86%, some merchants specializing in small business have processing fees ranging from 0% to.36%.
In addition, why not choose a merchant provider that reports your company’s repayment history to a major business-credit reporting agency?
Having a merchant provider that provides low credit card processing fees while enabling your business to establishing its own creditworthiness is an ideal solution for a small business owner. When searching for the best merchant to supply credit card processing for small business consider these two main factors before making a decision.
Best Credit Card Machine For Small Business
Best Credit Card Machine for Small Business
With the diminishing use of cash and checks and the rise of plastics, credit card machines for small businesses has no longer a costly alternative option of payment, they have become a necessity. It has changed the way businessperson takes payments for their services and goods. With these new technologies, it is easier for business owners to use these machines in enhancing their business. Most machines are being provided to the owner of the small business by the company processing the payment.
Credit card machines enable retail businesses to receive credit cards in exchange of their goods and services. With the arrival of credit cards, customers are able to extend the payments of their purchased goods or services in a period of time instead of full payment. The machines process the information on a card and transfer the data in a secure phone line with the use of specialized modem. The processing service provider then indicates whether or not to accept the card for payment. If it is accepted, the processing service then process the payment and then charging the purchased amount to the card.
Nowadays, small business allows customers to utilize their credit cards in their business place by contracting with any credit card processing providers. Many credit card processing facilities have their own credit card terminal that is being given to the merchant either in exchange or at cost for a long-term contract. With the increasing crime in past few years, instead of carrying cash, more people are carrying credit cards. By allowing small business to take credit cards, the credit card machine has made many small merchants to stay in business and adapt to competition with larger chain stores.
A business that uses credit card machine can increase their profit margin and have more sales. Once a credit card machine has been put up, the revenue sales of small businesses has increased to 70% depending on the services or products sold. The exchange of money electronically has been in greater use instead of the actual exchange of money. You can rent a credit card machine or a PDQ terminal from a separate supplier. The amount of time for merchant to receive their money differs between different account providers. It is important that you get quotes from various suppliers for comparison.
In addition, chip and pin technology are being used by all PDQ (process data quickly) terminals to reduce fraudulent transactions. However, fraud transactions always take place, so as merchant; you should follow the best practices and must be vigilant over suspicious transactions to prevent lost goods and chargeback fees.
The evolution of credit card machines for small businesses started from the manual device that used carbon paper to imprinting the number of your credit card and information. It is then upgraded to an electrical swipe machine reading the magnetic strip found at the back of the credit cards. While modern credit cards are directly incorporated to computer keypads, cash registers and devices which are handheld using wireless communication technology.
The rate for processing through our Retail Merchant Credit Card Program system is 1.09% +.08 cents per transaction. The credit card devices along with the software are provided for free including shipping as with our other programs there is no contract or early termination fees.