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QR Code Transactions

Generate QR Code is a payment method available in Retail theme that creates a one-time invoice your customer pays online.

How it works:

1. Create a new sale in Retail theme and proceed to checkout.
2. On the checkout screen, tap Generate QR Code.
   • The sale creates an open invoice with an immediate due date.
      
3. The QR code is generated and appears on the checkout screen.
   • The QR code can be printed if you are using a Payanywhere Smart Solution with a built-in printer (Smart Terminal, PINPad Pro, Flex, POS, POS+).
   • The QR code can be saved to the photo library on your device.
   • The QR code can only be used once; a new QR code is generated for every transaction.
      
4. Your customer scans the QR code and is taken to the invoice payment page.
5. Your customer enters their credit card information and submits their payment.
6. The completed transaction will be listed as a paid invoice in the Payanywhere app and Payments Hub.

QR stands for “Quick Response.”

While they may look simple, QR codes are capable of storing lots of data. But no matter how much they contain, when scanned, the QR code should allow the user to access information instantly – hence why it’s called a Quick Response code.

What are QR codes?

A QR code is a type of barcode that can be read easily by a digital device and which stores information as a series of pixels in a square-shaped grid. QR codes are frequently used to track information about products in a supply chain and – because many smartphones have built-in QR readers – they are often used in marketing and advertising campaigns. More recently, they have played a key role in helping to trace coronavirus exposure and slow the spread of the virus.

Are QR codes safe?

Attackers can embed malicious URLs containing custom malware into a QR code which could then exfiltrate data from a mobile device when scanned. It is also possible to embed a malicious URL into a QR code that directs to a phishing site, where unsuspecting users could disclose personal or financial information.

Because humans cannot read QR codes, it is easy for attackers to alter a QR code to point to an alternative resource without being detected. While many people are aware that QR codes can open a URL, they can be less aware of the other actions that QR codes can initiate on a user’s device. Aside from opening a website, these actions can include adding contacts or composing emails. This element of surprise can make QR code security threats especially problematic.

A typical attack involves placing malicious QR codes in public, sometimes covering up legitimate QR codes. Unsuspecting users who scan the code are taken to a malicious web page which could host an exploit kit, leading to device compromise or a spoofed login page to steal user credentials. Some websites do drive-by downloads, so simply visiting the site can initiate a malicious software download.

Mobile devices, in general, tend to be less secure than computers or laptops. Since QR codes are used on mobile devices, this increases the potential risks.

Do QR codes collect my personal information and data?

QR code-generating software does not collect personally identifiable information.

The data it does collect – and which is visible to the code’s creators – includes location, the number of times the code has been scanned and at what times, plus the operating system of the device which scanned the code (i.e., iPhone or Android).

Can someone hack a QR code?

The QR codes themselves can’t be hacked – the security risks associated with QR codes derive from the destination of QR codes rather than the codes themselves.

Hackers can create malicious QR codes which send users to fake websites that capture their personal data such as login credentials or even track their geolocation on their phone.

This is why mobile users should only scan codes that come from a trusted sender.

How do QR codes work?

The patterns within QR codes represent binary codes that can be interpreted to reveal the code’s data.

A QR reader can identify a standard QR code based on the three large squares outside the QR code. Once it has identified these three shapes, it knows that everything contained inside the square is a QR code.

The QR reader then analyzes the QR code by breaking the whole thing down to a grid. It looks at the individual grid squares and assigns each one a value based on whether it is black or white. It then groups grid squares to create larger patterns.

How do I scan QR codes?

Most smartphones have built-in QR scanners, which are sometimes built in the camera. A QR scanner is simply a way to scan QR codes.

Some tablets, such as the Apple iPad, have QR readers built into their cameras.

Some older devices may require a particular app to read QR codes – these apps are readily available on the Apple App Store and Google Play.

Scanning a QR code using your device is straightforward:

1. Open the QR reader application or the camera on your smartphone.
2. Point it at the QR code – you should be able to point your camera from any angle and still receive the necessary information.
3. The data will be instantly shown on screen – for instance, if the QR code contains contact details, your phone should instantly download these.

What are the parts of a QR code?

A standard QR code is identifiable based on six components:

1. Quiet Zone – This is the empty white border around the outside of a QR code. Without this border, a QR reader will not be able to determine what is and is not contained within the QR code (due to interference from outside elements).
2. Finder pattern – QR codes usually contain three black squares in the bottom left, top left, and top right corners. These squares tell a QR reader that it is looking at a QR code and where the outside boundaries of the code lie.
3. Alignment pattern – This is another smaller square contained somewhere near the bottom right corner. It ensures that the QR code can be read, even if it is skewed or at an angle.
4. Timing pattern – This is an L-shaped line that runs between the three squares in the finder pattern. The timing pattern helps the reader identify individual squares within the whole code and makes it possible for a damaged QR code to be read.
5. Version information – This is a small field of information contained near the top–right finder pattern cell. This identifies which version of the QR code is being read (see “Types of QR code” below).
6. Data cells – The rest of the QR code communicates the actual information, i.e., the URL, phone number, or message it contains.

Types of QR code

QR codes can be used for multiple purposes, but there are four widely accepted versions of QR codes. The version used determines how data can be stored and is called the “input mode.” It can be either numeric, alphanumeric, binary, or kanji. The type of mode is communicated via the version information field in the QR code.

1. Numeric mode – This is for decimal digits 0 through 9. Numeric mode is the most effective storage mode, with up to 7,089 characters available.
2. Alphanumeric mode – This is for decimal digitals 0 through 9, plus uppercase letters A through Z, and symbols $, %, *, +, –, ., /, and : as well as a space. It allows up to 4,296 characters to be stored.
3. Byte mode- This is for characters from the ISO–8859–1 character set. It allows 2,953 characters to be stored.
4. Kanji mode – This is for double–byte characters from the Shift JIS character set and used to encode characters in Japanese. This is the original mode, first developed by Denso Wave. However, it has since become the least effective, with only 1,817 characters available for storage. A second kanji mode called Extended Channel Interpretation (ECI) mode can specify the kanji character set UTF–8. However, some newer QR code readers will not be able to read this character set.

There are two additional modes which are modifications of the other types:

• Structured Append mode – This encodes data across multiple QR codes, allowing up to 16 QR codes to be read simultaneously.
• FNC1 mode – This allows a QR code to function as a GS1 barcode.

QR code use examples

QR codes are used in numerous contexts – for example:

QR codes in sales and marketing

Many advertisers use QR codes in their campaigns because it provides a faster and more intuitive way to direct people to websites than by entering URLs manually.

They can also be used to link directly to product pages online. For instance, if you were searching for the exact dress a model was wearing in a poster, a QR code could directly take you to the web page where you could purchase it.

QR codes for coronavirus tracing

The coronavirus pandemic has supercharged the use of QR codes. For example, in the UK, visitors to hospitality venues such as bars and restaurants are invited to scan a QR code upon arrival using the NHS Covid-19 tracing app. This is to help trace and stop the spread of the virus. If someone tests positive for Covid-19 at that venue, other visitors to the location are alerted by an app, thanks to the data accumulated from QR code scans.

QR codes on product packaging

You may also find QR codes on the packaging for some of your favorite products. These QR codes can reveal information about the product, such as nutritional information or special offers you can use next time you make a purchase.

QR codes in industry

QR codes were initially invented to help track parts in vehicle manufacturing, and they are still used throughout the manufacturing industry. You’ll also find QR codes used by other businesses that need to keep a close eye on products and supplies, such as the construction, engineering, and retail industries.

QR codes in postal services

Postal services around the world also use them. Because they can contain a large amount of information, they are often relied upon to track parcels. For example, global fashion brand ASOS have moved entirely to QR codes for tracking refunds.

QR codes in education

QR codes are also used in schools and colleges to help engage with students. They have appeared everywhere, from the classroom to the library, for tasks such as helping students find the books they are searching for.

How can I increase QR code security?

There’s no telling where and when you might come across a malicious QR code. That’s why it is essential to use a QR Scanner you know you can trust and not download a random one from the app store or online.

Kaspersky QR Scanner instantly checks that a scanned link is safe before submitting any information to you.

The scanner provides QR code authentication and alerts you to potential dangers behind a QR code, such as:

1. A phishing scam
2. A forced app download or premium text message scam
3. Dangerous links