The following tables set forth the interchange reimbursement fees applied on Visa financial transactions
completed within the 50 United States and the District of Columbia.
Visa USA Consumer Check Card Exempt and Regulated
Interchange Reimbursement Fees
Rates Effective April 16, 2021
Card Present
Fee Program
Exempt Visa Check Card
Card Present Transactions
Regulated Visa Check Card
Card Present Transactions
CPS/Supermarket, Debit $0.30 0.05% + $0.21*
CPS/Retail, Debit 0.80% + $0.15 0.05% + $0.21*
CPS/Automated Fuel Dispenser
(AFD), Debit
0.80% + $0.15
($0.95 Cap) 0.05% + $0.21*
CPS/Service Station, Debit
0.80% + $0.15
($0.95 Cap) 0.05% + $0.21*
CPS/Small Ticket, Debit 1.55% + $0.041 0.05% + $0.21*
CPS/Restaurant, Debit 1.19% + $0.10 0.05% + $0.21*
CPS/Hotel and Car Rental Card
Present, Debit 1.19% + $0.10 0.05% + $0.21*
CPS/Passenger Transport Card
Present, Debit 1.19% + $0.10 0.05% + $0.21*
Travel Service, Debit 1.19% + $0.10 0.05% + $0.21*
CPS/Retail Key Entry, Debit2 1.65% + $0.15 0.05% + $0.21*
Card Not Present
Fee Program
Exempt Visa Check Card
Card Not Present Transactions
Regulated Visa Check Card
Card Not Present Transactions
CPS/Retail 2 – Card Not Present,
Debit
0.65% + $0.15
($2.00 Cap) 0.05% + $0.21*
CPS/Debt Repayment 2
CPS/Debt Repayment (No Fee)
0.65% + $0.15 ($2.00 Cap)
0.65% + $0.15 ($0.65 Cap) 0.05% + $0.21*
CPS/Utility, Debit $0.65 0.05% + $0.21*
CPS/Government
0.65% + $0.15
($2.00 Cap) 0.05% + $0.21*
Consumer Bill Payment Service
Consumer Debit 1.65% + $0.15 0.05% + $0.21*
CPS/Card Not Present, Debit 1.65% + $0.15 0.05% + $0.21*
CPS/e-Commerce Basic, Debit 1.65% + $0.15 0.05% + $0.21*
CPS/e-Commerce Preferred
Retail, Debit 1.60% + $0.15 0.05% + $0.21*
CPS/e-Commerce Preferred
Hotel and Car Rental, Debit 1.70% + $0.15 0.05% + $0.21*
CPS/e-Commerce Preferred
Passenger Transport, Debit 1.70% + $0.15 0.05% + $0.21*
CPS/Hotel and Car Rental Card
Not Present, Debit 1.70% + $0.15 0.05% + $0.21*
CPS/Passenger Transport Card
Not Present, Debit 1.70% + $0.15 0.05% + $0.21*
CPS/Account Funding, Debit 1.75% + $0.20 0.05% + $0.21*
Electronic Interchange
Reimbursement Fee (EIRF),
Debit3
1.75% + $0.20 0.05% + $0.21*
Standard Interchange
Reimbursement Fee, Debit 1.90% + $0.25 0.05% + $0.21*
Visa U.S.A. Consumer Prepaid Exempt & Regulated and
Other Exempt Products Interchange Reimbursement Fees
Rates Effective April 16, 2021
Card Present Transactions
Fee Program
EXEMPT Visa Consumer
Prepaid and Other Exempt
REGULATED Visa Consumer
Prepaid
CPS/Supermarket, Prepaid 1.15% + $0.15
($0.35 Cap)
0.05% + $0.21*
CPS/Retail, Prepaid 1.15% + $0.15 0.05% + $0.21*
CPS/Automated Fuel Dispenser
(AFD), Prepaid
1.15% + $0.15
($0.95 Cap) 0.05% + $0.21*
CPS/Service Station, Prepaid 1.15% + $0.15
($0.95 Cap) 0.05% + $0.21*
CPS/Small Ticket, Prepaid 1.60% + $0.051 0.05% + $0.21*
CPS/Hotel and Car Rental Card
Present, Prepaid 1.15% + $0.15 0.05% + $0.21*
CPS/Restaurant, Prepaid 1.15% + $0.15 0.05% + $0.21*
CPS/Passenger Transport Card
Present, Prepaid 1.15% + $0.15 0.05% + $0.21*
Travel Service, Prepaid 1.15% + $0.15 0.05% + $0.21*
CPS/Retail Key Entry, Prepaid2 1.75% + $0.20 0.05% + $0.21*
Card Not Present
Fee Program
EXEMPT Visa Consumer
Prepaid and Other Exempt
REGULATED Visa Consumer
Prepaid
CPS/Retail 2 Card Not Present,
Prepaid
0.65% + $0.15
($2.00 Cap) 0.05% + $0.21*
CPS/Debt Repayment 2
CPS/Debt Repayment (No Fee)
0.65% + $0.15 ($2.00 Cap)
0.65% + $0.15 ($0.65 Cap) 0.05% + $0.21*
CPS/Utility, Prepaid $0.65 0.05% + $0.21*
CPS/Government, Prepaid 0.65% + $0.15
($2.00 Cap) 0.05% + $0.21*
Consumer Bill Payment Service,
Consumer, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/Card Not Present, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/e-Commerce Basic, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/e-Commerce Preferred
Retail, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/e-Commerce Preferred
Hotel and Car Rental, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/e-Commerce Preferred
Passenger Transport, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/Hotel and Car Rental Card
Not Present, Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/Passenger Transport,
Prepaid 1.75% + $0.20 0.05% + $0.21*
CPS/Account Funding, Prepaid 1.80% + $0.20 0.05% + $0.21*
Electronic Interchange
Reimbursement Fee (EIRF),
Prepaid3
1.80% + $0.20 0.05% + $0.21*
Visa U.S.A. Consumer Credit Interchange Reimbursement
Fees
Fee Program Visa Signature
Preferred / Visa
Infinite†
Visa Signature /
Visa Infinite‡
Traditional
Rewards
All Other
Products
Supermarket Credit—Tier* 0 1.40% + $0.05 1.40% + $0.05 1.15% + $0.05 1.15% + $0.05
Supermarket Credit—Tier* I 1.55% + $0.05 1.50% + $0.05 1.15% + $0.05 1.15% + $0.05
Supermarket Credit—Tier* II 1.65% + $0.05 1.55% + $0.05 1.22% + $0.05 1.22% + $0.05
Supermarket Credit—Tier* III 1.75% + $0.05 1.60% + $0.05 1.22% + $0.05 1.22% + $0.05
Supermarket Credit—All Other 2.00% + $0.07 1.65% + $0.07 1.50% + $0.07 1.50% + $0.07
Retail Credit-Performance
Threshold* I 2.10% + $0.10 1.65% + $0.10 1.43% + $0.10 1.43% + $0.10
Retail Credit-Performance
Threshold* II 2.10% + $0.10 1.65% + $0.10 1.47% + $0.10 1.47% + $0.10
Retail Credit-Performance
Threshold* III 2.10% + $0.10 1.65% + $0.10 1.51% + $0.10 1.51% + $0.10
Product 2 2.10% + $0.10 1.65% + $0.10 1.65% + $0.10 1.51% + $0.10
Small Ticket 2.20% (min.
$0.04)
2.20% (min.
$0.04)
1.90% (min.
$0.04)
1.90% (min.
$0.04)
CPS/Recurring Payments
MCCs: 4814 (Telco); 4899 (Cable) 2.20% + $0.05 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05
Insurance 2.25% + $0.10 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05
Services
(applies to transactions >=$100) 2.30% + $0.10 1.85% + $0.10 1.70% + $0.10 1.55% + $0.10
Education
(applies to transactions >=$500) 2.15% + $0.10 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05
Healthcare
(applies to transactions >=$500) 2.30% + $0.10 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05
Real Estate
(applies to transactions >=$500) 2.15% + $0.10 1.43% + $0.05 1.43% + $0.05 1.43% + $0.05
Advertising 2.30% + $0.10 1.75% + $0.10 1.70% + $0.10 1.55% + $0.10
Fee Program Visa Signature
Preferred / Visa
Infinite†
Visa Signature
/ Visa Infinite‡
Traditional
Rewards
All Other
Products
CPS/Charity and Religious
Organizations 1.35% + $0.05 1.35% + $0.05 1.35% + $0.05 1.35% + $0.05
CPS/Government 1.55% + $0.10 1.55% + $0.10 1.55% + $0.10 1.55% + $0.10
Fuel 1.15% + $0.25
($1.10 Cap)
1.15% + $0.25
($1.10 Cap)
1.15% + $0.25
($1.10 Cap)
1.15% + $0.25
($1.10 Cap)
Service Station and Government
Small Ticket na 1.65% + $0.04 1.65% + $0.04 1.65% + $0.04
CPS/Utility $0.75 $0.75 $0.75 $0.75
Travel 2.40% + $0.10 2.25%+$0.10 1.95% + $0.10 1.75% + $0.10
Taxi 2 2.60% (min.
$0.04)
2.60% (min.
$0.04)
2.10% (min.
$0.04)
2.10% (min.
$0.04)
Taxi 1 2.70% (min.
$0.08)
2.70% (min.
$0.08)
2.20% (min.
$0.08)
2.20% (min.
$0.08)
Restaurant 2 2.60% (min.
$0.04)
2.60% (min.
$0.04)
2.10% (min.
$0.04)
2.10% (min.
$0.04)
Restaurant 1 2.70% (min.
$0.08)
2.70% (min.
$0.08)
2.20% (min.
$0.08)
2.20% (min.
$0.08)
Product 1 2.40% + $0.10 1.95% + $0.10 1.95% + $0.10 1.80% + $0.10
Consumer Bill Payment Service,
Consumer Credit 2.40% + $0.10 1.95% + $0.10 1.95% + $0.10 1.80% + $0.10
Non-Qualified Consumer Credit 2.70% + $0.101 2.70% + $0.101 2.70% + $0.101 2.70% + $0.101
Visa U.S.A. Corporate and Purchasing Interchange Fees
Fee Program Purchasing* & Corporate T&E
Commercial Level III 1.90% + $0.10
Commercial Level II – Fuel 2.20% + $0.10
Commercial Level II 2.50% + $0.10
Commercial Card Present 2.50% + $0.10
Commercial Travel Service 2.65% + $0.10
Commercial Card Not Present 2.70% + $0.10
Consumer Bill Payment Service, Commercial 2.70% + $0.10
Non-Qualified 2.95% + $0.10
Non-Qualified with Data 2.95% + $0.10
Commercial Product Large Ticket 1.45% + $35.00
Visa U.S.A. Other Transactions Interchange
Reimbursement Fees
Rates Effective April 16, 2021
Credit Voucher Transaction Type Rate
Passenger Transport Service Category—Credit 2.33%
Non-Passenger Transport—Consumer Credit 1.76%
Non-Passenger Transport—Corporate and Business Card 2.35%
Mail/Phone Order and eCommerce Merchants—Consumer Credit 2.05%
Credit Voucher—Debit 0.00%
Non-Passenger Transport—Non GSA Purchasing $0 – $10,000 2.40%
Non-Passenger Transport—Non GSA Purchasing $10,000.01 – $25,000 2.30%
Non-Passenger Transport—Non GSA Purchasing $25,000.01 – $100,000 2.20%
Non-Passenger Transport—Non GSA Purchasing $100,000.01 – $500,000 2.00%
Non-Passenger Transport—Non GSA Purchasing $500,000.01 + 1.80%
Non-Passenger Transport—GSA Purchasing $0 – $10,000 2.35%
Non-Passenger Transport—GSA Purchasing $10,000.01 – $25,000 2.15%
Non-Passenger Transport—GSA Purchasing $25,000.01 – $100,000 2.00%
Non-Passenger Transport—GSA Purchasing $100,000.01 + 1.80%
Visa Prepaid Load Network Interchange Reimbursement Fee $0.05
Visa Money Transfer Original Credit (fees are paid by institution initiating transaction to recipient
institution) $0.10
